How To Choose An Affordable Commercial Vehicle

Just like with other areas of your business, you probably have a budget for your commercial vehicles. Whether you need just one or a whole fleet of them, you will want to make sure that costs are kept as low as possible.

So, here is a guide to help you choose an affordable commercial vehicle:

The initial purchase

When you are initially purchasing your vehicle you may want to go down the second-hand route. While we would all love to purchase new, these depreciate the second you drive them off the forecourt.

Choose something reliable

While you want it to be affordable you also want it to be reliable – because a vehicle that has to keep going into the garage for new parts – such as tyres and so on, will cost you far more in the long run!

Should you borrow a vehicle instead?

You might not want to purchase a vehicle at all, you may instead want to consider van leasing for your commercial vehicle. This is becoming increasingly popular and considered the best option by many motorists and has many advantages over the outright purchase of a van.

Perhaps you don’t use a commercial vehicle on a regular basis, you use them sporadically or you are setting up a business and don’t want the long-term commitment that comes with purchasing. Leasing allows you to take out a contract for the length of time you need it, pay monthly and any problems that arise with the vehicle will be sorted out for you.

Keep running costs low  

There are several ongoing costs that come with your commercial vehicle, particularly fuel costs! New Go Ultra Low researchshows that commercial vehicle fleet operators, who choose not to go with an ultra-low emission vehicle, miss £2.6 billion of potential fuel savings.

According to the research, when comparing the running costs of a diesel-powered van, 1.8 million of the 3.7 million vans on UK roads could be seeing an annual saving of £1,459 per vehicle if they made the switch!



A big van with a large engine will typically command a higher premium than a smaller vehicle because insurers class vans into different groups according to accident statistics and repair costs. Commercial van insurance companies cover most makes and models of van – although there is often a maximum weight limit of 3.5 tonnes.

As with a car there are three levels of commercial van insurance; third party, third party fire and theft and comprehensive cover. It is worth taking the time to compare quotes because the cheapest is not always the best option! You may want more extensive cover that will protect you whatever the situation, such as those that include tools and equipment cover as standard, insure any audio and sat-nav systems and replace keys and locks if they are stolen. It is better to be safe than sorry, and to pay slightly more for your insurance than having to cover significant costs yourself further down the line.

You may also want to consider fleet van insurance if you are covering more than one van, as many will often offer discounts on this.

Ultimately you need to do your research and not just buy the first commercial vehicle you see – there are many different ways to keep costs down and make sure it is affordable. 

If you already have a commercial vehicle and are in need of spares please check out HQ Breakers Ltd.

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